PURPOSE : To contribute to production of economical profit by executing the financing when the financing side and the financed side agree in the evaluation that an effective achievement can be expected through application of the right to intangible property even if it is pending. CONSTITUTION : Financing is contracted quickly when the financing side evaluate the application of the right to intangible property high and the financing is executed according to the procedure of positive application of the tight to intangible property and disclosure thereof on the financed side thus pushing forward the management smoothly. This technology stimulates the conventional stiff financing secured on the securities or real estate thus promoting the activation of economy. More specifically, a new financing technology is developed and the fund is utilized effectively thus promoting economical innovation and reformation while ensuring business profit for both financing side and financed side through contribution to the society. Furthermore, creative activity is stimulated thus activating acquisition of new right to intangible property.