PURPOSE : A new technique for collecting insolvent bonds of a financial institution is provided to activate a real estate transaction by providing the shortage to a vendee of real estate.CONSTITUTION : Real estate in process of auction for enabling a financial institution to collect insolvent bonds or real estate to be auctioned are entrusted to real estate specialists. Information related to the insolvent bonds is provided to the specialists. The real estate specialists make progress of a general transaction of the real estate. In addition, the real estate specialists collect the bonds through auction. The real estate specialists support loans to new vendees by taking the real estate as security. Therefore, a real estate transaction is activated.? KIPO 2003