A process for producing real estate documents with the steps of : a central controller including a CPU and a memory operatively connected to the CPU, a storage means for storing data on a storage medium connected to the CPU, at least one terminal, adapted for communicating with the central controller, for transmitting to the central controller information about the real estate transaction, the memory in the central controller containing a program, adapted to be executed by the CPU, for calculating the mathematical results of the information entered, the program is also adapted for generating real estate documents, the program is further adapted to transmit the real estate documents to a terminal, wherein the central controller receives real estate transaction information from the terminal and calculates the results based upon the information entered, and wherein the central controller receives real estate transaction information from the terminal, produces the real estate documents and transmits the documents to the terminal and wherein the program in memory is further adapted to perform a credit card or other payment transaction to provide the real estate document services to the customer.