PURPOSE : A system and a method for processing a franchise loan and a program recording medium are provided to make a loan of request amount by confirming the effectiveness of member shop information and real estate lease contract information.CONSTITUTION : Franchise member shop information, real estate lease contract information between a loan company and a building owner, and sublease contract information between the franchise member shop and the loan company, are linked and stored in a predetermined recording medium(2220). When requesting a loan by using the franchise member shop information, the effectiveness of the loan request is confirmed through the real estate sublease contract and the real estate lease contract information by a predetermined authentication unit(2235). If the effectiveness of the loan is confirmed, the request amount of loans is loaned through a predetermined loan processing unit(2255).? KIPO 2008