专利名称 | TRANSACTIONS INVOLVING A MORTGAGE PRODUCT THAT IS BACKED BY A MORTGAGED PROPERTY | ||
申请号 | WOUS09002619 | 申请日 | |
公开(公告)号 | WO2009134378A3 | 公开(公告)日 | |
申请(专利权)人 | PAYROVI Sam | 发明人 | PAYROVI Sam |
专利来源 | 国家知识产权局 | 转化方式 | |
摘要 |
A method and system for creating and transacting a mortgage product that is backed by a mortgaged property and additional financial instruments. The mortgage product requires the determination of the value of a property to be purchased to be associated with an index for real estate in a region where the property is located, purchasing at least one put option contract on the index, and combining the contract with a loan to form the mortgage product. If there is a decrease in the index, the contract can be exercised so as to protect both mortgagor and mortgagee. |
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