A method for facilitating and reducing the risk for both the homebuyer and the investor providing the funds for the purchase of a home includes requiring that the homebuyer execute a non-recourse finance agreement agreement at the time of the purchase of the home. The purchase of the purchase will also include a non-recourse forfeiture agreement by which the homeowner or the investor providing the funds for the purchase of the home may enable the purchase of the home from the homeowner by the investor providing the funds for the purchase of the home.