The present invention is an integrated marketing RESPA-compliant software system that enables sellers and lenders quickly sell homes that otherwise languish on the market and integrates credits for the purchase of automobiles with home financing. This system integrates resources of participating lenders, real estate professionals and sellers to maximize the price buyers are willing to pay in a stagnant market because a buyer' s immediate needs are met. The system is a selling tool that helps sellers ultimately net higher prices by allowing buyers to achieve more favorable auto financing rates.The system allows home sellers and banks with foreclosure inventories the opportunity to offer competitive inducements to a specific segment of buyers attracted to lenders.