A system is provided for the storage and exchange of contracts and payments for an item. The processor of the system is configured to receive at least one communication and to present it to each of the owners associated with at least two items in a manner such that each of the owners are informed of every other of the items included in at least one communication from a potential purchaser/renter/user. The processor is further configured to receive an acceptance from any of the owners associated with the at least two items from the communication from the user. Upon acceptance the processor is configured to conduct a financial transaction between the user and the owner and communicating the same to the user and the owner.