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专利概况
专利名称 System methods and software for handling title insurance information and relationships
申请号 US13919723 申请日
公开(公告)号 US8831962B1 公开(公告)日
申请(专利权)人 Andrey Tsapov 发明人 Andrey Tsapov
专利来源 国家知识产权局 转化方式
摘要

To save mortgage originators and real estate professionals time and money in working with title insurance companies and to ensure consistent and efficient compliance with consumer protection laws, the present inventor devised, among other things, systems, methods, and components that facilitate the selection, offering, and/or processing of title insurance and real estate closing-cost documentation. One exemplary system provides a specialized quote engine and a database of title companies and their fee structures, enabling real estate agents, mortgage originators and consumers to rapidly identify and select among a set of available title companies for specific prospective real estate transactions based on prices and other relevant criteria, such as agent or loan originator title-company preferences, and/or title-company promotional offers. Additionally, the exemplary system automatically generates consumer-protection documents, such as Good Faith Estimate (GFE) and Truth-In-Lending (TIL) disclosure documents, saving mortgage originators considerable time and effort in producing these important consumer-protection documents.

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