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专利概况
专利名称 Interactive systems and methods for estate planning related activities
申请号 US12771795 申请日
公开(公告)号 US8930253B1 公开(公告)日
申请(专利权)人 The Guardian Life Insurance Company of America 发明人 Robert Ball
专利来源 国家知识产权局 转化方式
摘要

Systems and methods for performing insurance related activities are provided. Software can be implemented to provide a (optionally networked) application that includes an interactive interface for use by insurance professionals in managing clients. Personal data can be received for computing a client' s financial condition. Business data of the client can be received for computing a business financial condition of the business at the death of the client. An assumption of the business financial condition, including levels of business owned life insurance can be modified. A selection mechanism can also be provided, which when selected displays a representation of a death benefits to the client and to the business, based on the modified assumption. The personal financial and business financial condition can change in relation to a change in the personal death and business death benefit as the assumptions are interactively modified, thereby showing the benefit of business owned life insurance.

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