The present invention relates to a system for accumulating balance points, a device for providing points, and a method for providing points using the same. More specifically, the present invention relates to a system for accumulating balance points and a method for accumulating points using the same, comprising : an affiliated store′ s terminal configured to generate the accumulation data corresponding to the balance information and transmit them to the device for providing points, and to generate an accumulation code corresponding to the accumulation data to be provided to a user terminal; a user terminal configured to receive the accumulation code from the affiliated store′ s terminal, to convert the accumulation code into the accumulation data to transmit it to a mobile wallet device, and to receive point information from the mobile wallet device; a mobile wallet device configured to receive the accumulation data from the user terminal to transmit them to a device for providing points, and to receive the point information from the device for providing points to provide it to the user terminal; and a device for providing points configured to receive and store the accumulation data from the affiliated store′ s terminal, and to calculate the point information to provide it to the mobile wallet device after matching with the accumulation data which have been stored previously at the time of receiving the accumulation data from the mobile wallet device. By utilizing the system for accumulating points, a user can accumulate and use points as much as a user wants.(AA) Terminal of affiliated store(BB) Device for providing point(CC) Mobile wallet device(DD) User terminal(EE) Generate saving data(FF, JJ, KK) Provide saving data(GG) Generate a saving code(HH) Provide a saving code(II) Convert saving data(LL) Calculate points(MM, NN) Provide point informationCOPYRIGHT KIPO 2016