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专利概况
专利名称 System for supporting financial funds loan system cloud funding, and method based on the same
申请号 KR1020150172273 申请日
公开(公告)号 KR1020170065911A 公开(公告)日
申请(专利权)人 NAM SEONG TAE 发明人 NAM SEONG TAE
专利来源 国家知识产权局 转化方式
摘要

The present invention relates to a system and a method for supporting financial funding based on crowd funding. The method of the present invention comprises : a first step of performing intermediation, by a P2P funding platform server (20), for a prior order loan between a first financial institution server (40) and a loaner terminal (10); and a second step of suggesting, by the P2P funding platform server (20), crowd funding to start a posterior loan intermediation between an investor terminal group (30) and the lender terminal (10). Accordingly, when an individual or a company progresses a real estate mortgage loan, a debtor secures a pledge right of creditors online by not using a method for setting a mortgage and receiving a financial loan in the existing registration system, and determines an allocation ranking according to mortgage selling, thereby collecting funding from a plurality of creditors by using a real estate as a mortgage, and collecting the funding by using a crowd funding method. Therefore, a new loan system can be established.(20) P2P funding platform(21) Transceiving unit(22) Clouding funding module(22a) Loan condition determining unit(22a-1) Non-rank collective amount recruitment type unit(22a-2) Rank selection section recruitment type unit(22a-3) Reverse auction proposal type unit(22a-4) Hybrid type unit(22b) Auction reservation function unit(22c) Option function unit(23) Dividend setting moduleCOPYRIGHT KIPO 2017

参与列表

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