A web-based system for the capture and processing of payments in a real estate purchase and sale transaction comprising one or more user devices where user devices comprise one or more in the group of mobile phone, laptop, tablet and desktop PC and where users comprise Buyer, Buyer Agent, Seller, Seller Agent and Title Company Representative, an Application Server in communication with the one or more user devices via a browser over the Internet, the Application Server comprising a processor and data storage, data storage comprising information inputs relating to title companies, users, third party service providers/disbursees involved in real estate transactions, attributes of real properties and velocity controls relating to payment amount limits authorized for disbursements post closing to the third party service providers/disbursees, the Application Server in communication with a Title Company Processing Software and a Payment Processing Server.